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4) You might be left employing your taxable income. Evaluate which percentage of your taxable income you need to pay by locating your tax class. The IRS website will be excited to tell you which ones tax bracket you below.

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I was paid $78,064, which I am taxed on for Social Security and Healthcare. I put $6,645.72 (8.5% of salary) in a very 401k, making my federal income taxable earnings $64,744.

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